Visa is rolling out its 'Agentic Ready' programme in Europe, collaborating with banks including Commerzbank and DZ Bank to test how AI agents can initiate and complete transactions without direct human input. The system would allow software agents to make routine purchases based on user-defined rules, such as monitoring supply levels and completing transactions when certain conditions are met. This represents a fundamental shift in payment infrastructure, moving from human-initiated transactions to AI-autonomous purchasing decisions within existing banking compliance frameworks.